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A warmer house starts in the attic.

City-by-city guides to attic insulation costs and the utility rebates that actually exist where you live, plus one short form that connects you with one independent local insulation contractor. Free for homeowners, no obligation.

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Choose your city

Minnesota

Minneapolis–St. Paul

Two utility rebates that require air sealing, what R-49 means here, and older-home attics.

Missouri

St. Louis

Ameren Missouri's 2026 PAYS insulation rebate, Spire's gas rebate, and vermiculite in very old housing.

Ohio

Cincinnati

Why Ohio has few utility insulation rebates, and how to budget without one.

Indiana

Indianapolis

AES Indiana's per-square-foot attic rebate for electrically heated homes.

Missouri and Kansas

Kansas City

Evergy's 2026 Kansas insulation rebates, the Missouri side, and the audit requirement.

Kentucky

Louisville

What LG&E does and doesn't offer for insulation, and what a typical attic job costs.

How it works

  1. Fill out the short formYour first name, ZIP code, phone, what you need and what's in the attic now. It takes under a minute.
  2. We connect you with one local contractorYour request goes to one independent insulation contractor who serves your area. They reach out to you directly.
  3. Get an in-attic estimateThe contractor checks your attic and gives you a written price, including any rebate paperwork. You decide whether to hire them.

Three things to know before you insulate

Typical cost

HomeGuide's national average for insulating an attic is $1,000 to $2,700; replacing old insulation runs $2 to $6 per square foot including removal.1

Rebates need the right contractor

Most utility rebates we found require a participating or authorized contractor, and several require air sealing too.234

Vermiculite? Don't touch it

The EPA says to assume pebble-like vermiculite insulation contains asbestos and leave it undisturbed. What to do instead.5

Common questions

Is this free for homeowners?

Yes. Using the form costs you nothing. We're a referral service: the independent contractors we connect you with pay us for referrals, and any work is quoted and done by them, not by us.

Who will contact me?

One independent insulation contractor who serves your area. We send each request to one company only.

Is the federal insulation tax credit still available?

The IRS says the Energy Efficient Home Improvement Credit applies to improvements made through December 31, 2025, so work done in 2026 doesn't qualify.

Are you affiliated with my utility?

No. We're independent. Our guides summarize utility rebate documents and link to them so you can check the current terms yourself.

Planning attic insulation?

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Sources

  1. HomeGuide, "Attic Insulation Cost" (national figures, Jan. 13, 2026)
  2. Xcel Energy, "Minnesota 2024–2026 Residential Rebate Summary" (PDF)
  3. CenterPoint Energy, "2026 Air Sealing and Insulation Rebate Application" (Minnesota, CNP-1110, PDF)
  4. AES Indiana, "Home Improvement Rebates"
  5. U.S. EPA, "Protect Your Family from Asbestos-Contaminated Vermiculite Insulation"
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